Sector experience
Financial services
We advise financial services businesses and their investors on transactions, regulation, governance and commercial arrangements.
Overview
The financial sector combines intensive regulation with rapid commercial change. We advise financial services providers, fintech businesses and investors on the transactions, regulatory frameworks and commercial agreements that shape the sector.
Our work draws together our financial services regulation, governance, technology and corporate work, so that clients receive advice that takes account of both the regulatory and the commercial dimensions of their decisions.
Clients in this sector include banks, insurers, financial services providers, fintech businesses and investors in the financial sector..
How we help
Our work in this sector
Regulatory frameworks
We advise on the FSCA, FAIS and FIC Act frameworks that apply to financial businesses, and on the governance and policies those frameworks require. We help clients understand where their activities sit within regulation and design proportionate frameworks in response.
Fintech and partnerships
We advise fintech businesses on their regulatory position and on partnerships with licensed institutions, including outsourcing and distribution arrangements. Clear allocation of regulatory responsibility between partners is central to these arrangements, and we give it careful attention.
Transactions
We advise on acquisitions, investments and restructurings involving financial services businesses, including regulatory approvals for changes in control. We coordinate the regulatory workstream with the commercial transaction so that approvals do not delay completion.
AML and KYC
We prepare risk management and compliance programmes and customer due diligence procedures for accountable institutions. Our programmes are designed to be applied consistently by operational teams and to withstand regulatory scrutiny.
Technology and data
We advise on technology agreements and data protection in the context of financial services, where the sensitivity of data heightens the stakes. We align supplier contracts with internal data protection obligations and regulatory expectations.
Technically sound. Commercially minded.
Advice that begins with technical precision and extends to the commercial and strategic judgement that founders, owners and executives rely on.